Key Takeaways:
- File and Update Core Legal Documents: After marriage, prioritize filing your marriage certificate, considering a name change, and updating key records like your Social Security card and driver’s license.
- Plan For Travel And Taxes: Update your travel documents and tax filing status early to prevent issues during trips or tax season.
- Review Legal And Estate Documents: Revisit your will, trust, and power of attorney to reflect your new marital status and ensure your spouse is properly protected.
You’ve said the vows, signed the certificate, and taken a hundred honeymoon selfies for your Instagram—but now what? Beyond the celebration, there’s a less glamorous (but totally essential!) to-do list waiting for you: the legal things to do after getting married. Whether you’re seizing the moment to change your last name or sort out the paperwork that officially binds your lives together, it’s normal to feel a bit overwhelmed by what comes next.
Here’s the good news: You don’t have to tread through the bureaucracy solo. At NewlyNamed, we know firsthand how tangled this process can feel. From updating your Social Security card to getting a fresh passport and making sure your TSA PreCheck matches your new name, the checklist is…a lot. And if you’re like most people, you’re juggling jobs, family, and life. Who has time to decode government forms or remember which agency to visit first?
Consider this your go-to guide for sparing yourself the headaches, confusion, and countless Google searches. We’ll walk you through all the key legal steps to take after marriage, and show you how our personalized name change kits help you tackle every piece of paperwork with confidence. Let's get started so you can move forward with married life feeling organized and totally stress-free.
File Your Marriage Certificate Promptly
Are you wondering what to do after you get married legally? Following the excitement of your wedding day, it’s easy to let paperwork slide down your to-do list, but your marriage certificate deserves top priority. Think of this document as your official golden ticket. Without it, you can’t legally prove your marriage, which is essential for everything from updating your government-issued photo ID to changing your surname on your bank accounts.
How And When Your Marriage License Gets Filed
First things first: Your officiant (whether a justice of the peace, clergy member, or friend temporarily ordained for the occasion) will typically file your signed marriage license with the county clerk’s office. In most states, it’s their legal duty to do this within a set window, sometimes as soon as a few days after the ceremony. But don’t leave it to chance! Follow up with them to confirm the paperwork is filed and processed.
Certified Copies: Your Key To Faster Updates
Once your certificate is on record, order several certified copies from your local government office. You’ll need these to update government IDs, bank accounts, insurance policies, and more. Digital scans or photocopies won’t cut it. Extra copies mean less stress when you’re juggling multiple name changes at once.
Pro tip: Each office (think DMV, Social Security, passport agency) wants its own copy, and they don’t appreciate waiting in line behind each other. Having certified copies ready to go keeps the process moving smoothly and clears the path for all the other legal things to do after getting married.
Decide If A Name Change Is Right For You
One of the first personal decisions to consider after getting married is whether you want to change your last name. This choice is entirely yours. Many people feel excited to take their partner’s last name, while others choose to hyphenate, blend both names into something new, or keep their maiden name for professional or personal reasons.
If you're unsure, that’s completely okay! Take the time to think about how you want to be identified in this next chapter of life. You don’t need to make a decision immediately—this isn’t a race. Talk it over with your spouse and reflect on what feels right for you both.
Research Your Name Change Options
If you decide to move forward with a name change, it’s important to understand your options and what each one involves legally, since this may affect the legal steps you'll need to take. For example, a standard last name change after marriage can often be completed using your marriage certificate. However, more complex changes like combining names or creating a new one may require a court order in some states. You can learn more about timelines and procedures in our guide on how long it takes to change your last name.
Know What Comes Next
Once you’ve decided on your name, you'll want to start tackling the legal changes after marriage. This typically includes updating your Social Security card, driver's license, passport, financial accounts, and subscription services. As you continue to read this article, you’ll gain a comprehensive checklist of what to change when you get married.
Use A Name Change Kit To Streamline The Process
The complex nature of changing your last name is exactly why we created our personalized name change packages, so you can skip the paperwork stress. All you have to do is provide your basic information, such as your name, date of birth, and address, and we’ll send you all the pre-filled forms you need in your chosen format.
Choose from two options:
- Print At Home Kit: A downloadable PDF packed with prefilled applications, personalized instructions, and all the steps you need to take from your own computer.
- NewlyNamed Box: A beautifully mailed package with everything printed and organized for you, including pre-paid envelopes for a smoother mailing experience.
Both kits are tailored to your situation and cover everything from Social Security and DMV forms to banks, credit cards, utilities, TSA PreCheck, and more. No second-guessing requirements or spending hours tracking down paperwork. If you’re wondering how much it costs to change your last name, we’ve got you covered there, too.
Update Your Social Security Record
Once you have your certified marriage certificate, updating your Social Security record is one of the most important legal things to do after getting married. Why? Most government agencies, banks, employers, and even travel programs use your Social Security record to verify your legal name. If your Social Security Administration (SSA) record isn’t up to date, you might run into issues with taxes, payroll, or ID mismatches. Here’s how to take care of it:
- Gather Your Documents: You’ll need your certified marriage certificate, proof of identity (such as a driver’s license, state ID, or U.S. passport), and your current Social Security card (not required, but helpful). If you're not a U.S. citizen, you’ll also need to provide current immigration documents like your permanent resident card, work permit, or a valid visa when submitting your name change.
- Complete Form SS-5: This is the official application for a new Social Security card with your updated name. You can download Form SS-5 from the SSA website.
- Submit Your Application. You can mail your Form SS-5 and original documents (the SSA will return them), or visit your local SSA office in person. No online submission is available for name changes.
- Wait For Your New Card: Your new card should arrive by mail in about 10–14 business days. Rest assured, you’ll still have the same number; only your name will be updated.
Once your SSA record reflects your new name, you can move on to updating your driver’s license, passport, bank accounts, and more. Taking care of this step early will make the rest of your name change process much smoother.
Apply For A New Driver’s License Or State ID
Once you’ve updated your name with the Social Security Administration, it’s time to tackle your driver’s license or state ID. Most states require you to update your driver’s license or ID card in person, but the good news is you’ll only need a handful of documents and a bit of patience.
What You’ll Need to Bring
First, gather a certified copy of your marriage certificate (not a photocopy), your updated Social Security card, and your current driver’s license or state ID. Some states might also request proof of residency, so having a recent utility bill or lease agreement handy is a smart idea.
Next, check your state’s DMV or motor vehicle agency website for specific forms and requirements. Every state has slightly different rules, but you can usually download the relevant application online to save time.
When you visit the DMV, expect to provide:
- Your certified marriage certificate
- Updated Social Security card (or SSA receipt)
- Existing driver’s license or state ID
- Proof of residence (if needed)
- Completed application form
What To Expect At The DMV
Most DMVs will take a new photo and require payment of a replacement card fee (this ranges by state, usually $10-$30). Once you’ve submitted everything, you’ll typically receive a temporary ID right away during your visit, with the official version arriving by mail within a few weeks.
Updating your license is more than a legal formality. It’s an incredibly helpful document to have that allows you to update everything else, from your vehicle registration and insurance to your bank accounts. With this in hand, you’ll be fully prepped for the next steps.
Change Your Name On Utilities, Household Bills, And Financial Accounts
Once your government ID is updated, it’s time to refresh your name on everyday accounts like:
- Utility bills (electric, gas, internet, water, etc.)
- Streaming and subscription services
- Phone and cable providers
- Insurance accounts (auto, renters, home)
- Credit cards and checking/savings accounts
Most companies allow you to update your name online or by phone, but you may need to upload a certified marriage certificate and proof of ID. It’s also a good idea to add your spouse to shared accounts where applicable for easier management and streamlined billing.
Refresh Your Passport And Global Entry
Once you’ve changed your name legally, don’t forget your passport, especially if you’ve got travel plans coming up. Airlines and security checks require that your name match exactly across all documents, so updating your passport is one of the most important legal changes after marriage. You’ll typically need your certified marriage certificate, a new passport photo, and money for the applicable passport fee.
How To Choose The Correct Form
The form you’ll use depends on your situation:
- Form DS-82: For eligible renewals (passport issued within the last 15 years, and you still have it in good condition).
- Form DS-11: If your passport was issued more than 15 years ago or when you were under age 16.
- Form DS-5504: If your passport was issued less than a year ago and you’re requesting a name change due to marriage (this one is free!).
Processing times vary, so plan ahead or use an expedited shipping option if you're heading out of the country soon.
Update Your Global Entry And TSA PreCheck
If you're enrolled in Global Entry or TSA PreCheck, you'll also need to update your name with the Department of Homeland Security’s Trusted Traveler Programs (TTP). Start by logging into your TTP account and submitting a name change request.
But here’s the catch: You’ll need to visit an enrollment center in person with your updated passport and marriage certificate to finalize the change. It’s one more stop, but a worthwhile one to avoid future delays at customs.
Need help? Here’s a full guide on how to handle your Global Entry name change without the guesswork.
Let Your Passport Lead The Way
Once your passport is updated, use it as the primary reference for other travel-related updates. Matching your name across all forms of ID, especially those used for booking flights, keeps your travel smooth and stress-free.
Notify The IRS And Adjust Your Tax Filing Status
Before the IRS gets involved, double-check to make sure your name change is reflected in your Social Security record. The IRS matches your tax return against the name tied to your Social Security Number, so if your new last name isn’t on file with the SSA, your return could be delayed or rejected altogether. This is one of the biggest tax-related headaches couples face after marriage, but it’s an easy fix when done early!
Choose The Right Filing Status
Once your name is squared away, it’s time to look at your tax filing status. After marriage, you’ll typically file as either:
- Married Filing Jointly: Often results in the lowest tax liability and unlocks several tax credits.
- Married Filing Separately: May be a better fit in cases involving student loans (like income-driven repayment plans), medical deductions, or certain legal or financial situations.
Each option affects your deductions and refund, so it’s worth sitting down together, or with a tax professional, to run the numbers and find the best fit for your household.
Update Your Address With The IRS
If you’ve moved after your wedding, be sure to let the IRS know where to find you. Fill out Form 8822 to officially update your address and ensure all future IRS mail (including refunds) is sent to the right place. It’s especially important if your old address is linked to past returns or is still active with your employer.
Get Ahead Of Tax Season
Tax paperwork isn’t the most romantic part of married life, but checking these tasks off early helps you avoid surprises. With your name, status, and address up to date, you’ll be ready for your first joint tax season with fewer headaches and a lot more confidence.
Revisit Wills, Trusts, And Powers Of Attorney Early
After marriage, it’s smart to review or create a will, even if you’re young and healthy. A will is a legal document that outlines how your assets should be distributed and who should handle your affairs. If you already have one, double-check that your spouse is listed where appropriate (as a beneficiary, executor, or both). If you don’t have one yet, consider creating one now, either with a lawyer or through a trusted legal service.
This step helps ensure your wishes are clear, avoids probate complications, and protects your spouse should the unexpected happen.
Review Any Existing Trusts
If you’ve set up a revocable living trust or other estate planning tool, now’s the time to update beneficiaries, trustees, or asset instructions. Marriage can shift your financial picture, so make sure your documents match your current life. This is especially important if you’re combining finances, buying property, or planning for children in the future.
Update Powers Of Attorney For Health And Finances
Your powers of attorney should reflect who you trust most to make important decisions if you’re ever incapacitated. For most married couples, that’s your spouse. Double-check both your financial and medical power of attorney to ensure your partner has legal authority to act on your behalf if needed. If someone else previously held that role, this is your chance to reassign it or clarify a backup if your spouse can’t act.
Check Beneficiary Designations On Financial Accounts
Legal documents aren’t the only place to name your spouse. Financial accounts, including your 401(k), IRA, brokerage, and bank accounts, often have separate beneficiary designations that override your will. Log in or contact your providers to update this info directly.
You can also add your spouse to your house deed or title, depending on how you’d like to share ownership. A real estate attorney or title company can walk you through the process if needed.
Consider Life Insurance (Even If You're Young!)
Marriage is a great time to reassess your life insurance needs. Even healthy couples in their 20s or 30s may benefit from term life insurance, which is typically low-cost and designed to provide a financial safety net if something unexpected happens.
Ask yourself:
- Would your spouse need help covering rent, a mortgage, or shared debts?
- Are you planning to start a family?
- Would funeral or medical costs create hardship?
Life insurance offers peace of mind at a relatively low cost, especially when purchased young. Many employers offer group plans, but you can also compare individual policies if you need more coverage or flexibility.
Take A Fresh Look At Your Financial Foundation
These updates might not feel urgent right after marriage, but they’re the kind of behind-the-scenes steps that give your new life together long-term stability. Whether you're building wealth, buying a home, or planning ahead, getting your legal and financial details in sync is one of the best gifts you can give each other.
Final Thoughts
Taking care of the legal tasks after marriage can feel like a lot, but remember: One step at a time is all it takes. From updating your Social Security record and passport to changing your name on your driver’s license, bank accounts, and loyalty programs, each update moves you closer to a joyful, organized start to married life.
That’s exactly why we created our NewlyNamed Name Change Kits to simplify this entire process. Both of our kits are tailored to your situation and cover everything from Social Security and DMV forms to banks, credit cards, utilities, TSA PreCheck, and more. No second-guessing requirements or spending hours tracking down paperwork.
Getting married is a big milestone, so taking care of the legal details shouldn’t feel like another full-time job. Let us help you make it official with confidence, clarity, and a lot less hassle.
Read also:
- How To Organize Important Documents Without Getting Overwhelmed
- Financial Advice For Married Couples: Smart Money Moves For A Stronger Relationship
- The Ultimate Emergency Binder Checklist: What To Include
Frequently Asked Questions About Legal Things To Do After Getting Married
Do I need to update my voter registration?
Absolutely! If you’ve changed your name or address after getting married, you’ll need to update your voter registration to make sure you can vote without any hiccups.
How do I change emergency contact information?
This one’s easy to forget, but important! After marriage, take a few minutes to update your emergency contact with your employer, doctor’s office, insurance providers, and your child’s school (if applicable). A quick email or form update is all it takes; just be sure to make a checklist so you don’t miss anything.
What documents should I update after marriage?
At a minimum, you’ll want to update your:
- Social Security card
- Driver’s license
- Passport
- Bank and credit card accounts
- Insurance policies
- Voter registration
- Travel programs
The good news? A NewlyNamed Kit includes all the forms and instructions to walk you through each update based on your state and personal situation.
Should I notify my employer after getting married?
Definitely let your employer know! Keeping your workplace in the loop ensures your payroll, benefits, and tax documents reflect your new name. Most HR departments have a simple process for this.
Do I need to update my bank account information?
If you’ve changed your name, you’ll need to visit your bank or credit union in person to make the update, usually with your new ID and original marriage certificate in hand.
Is it necessary to update my will after marriage?
It’s definitely a good idea. After marriage, review your will to make sure it reflects your new marital status and name. This is also the time to consider adding your spouse as a beneficiary or executor. If you haven’t created a will yet, it’s never too late to take that step with help from an attorney or online legal tool.